{"id":28400,"date":"2025-04-19T06:36:05","date_gmt":"2025-04-19T06:36:05","guid":{"rendered":"https:\/\/ikimisli.tr\/?p=28400"},"modified":"2025-04-19T06:36:05","modified_gmt":"2025-04-19T06:36:05","slug":"otomobil-kredilerinde-faizler-dususe-gecti-250-bin-tlnin-geri-odemesi-degisti","status":"publish","type":"post","link":"https:\/\/ikimisli.tr\/index.php\/2025\/04\/19\/otomobil-kredilerinde-faizler-dususe-gecti-250-bin-tlnin-geri-odemesi-degisti\/","title":{"rendered":"Otomobil kredilerinde faizler d\u00fc\u015f\u00fc\u015fe ge\u00e7ti: 250 bin TL&#8217;nin geri \u00f6demesi de\u011fi\u015fti"},"content":{"rendered":"<p>Ta\u015f\u0131t kredisi almak isteyenler i\u00e7in 12 ay vadede sunulan en d\u00fc\u015f\u00fck faiz oran\u0131, Vak\u0131f \u0130\u015ftirak taraf\u0131ndan y\u00fczde 3,59 olarak belirlenmi\u015f. \u0130\u015fte 250 bin TL kredi i\u00e7in geri \u00f6deme tablosu:<\/p>\n<p><strong>Kredi \u00d6l\u00e7\u00fcs\u00fc: <\/strong>250.000 TL<br \/><strong>Faiz Oran\u0131:<\/strong> %3,59<br \/><strong>Ayl\u0131k Taksit:<\/strong> 27.679 TL<br \/><strong>Toplam Geri \u00d6deme: <\/strong>333.724 TL<\/p>\n<p><strong>24 Ay Vadede Faiz Oran\u0131: %3,45<\/strong><\/p>\n<p>24 ay vadeli ta\u015f\u0131t kredilerinde ise en d\u00fc\u015f\u00fck faiz oran\u0131 Akbank taraf\u0131ndan %3,45 olarak sunuluyor. Bu oranla 250 bin TL kredi i\u00e7in \u00f6deme plan\u0131 \u015fu bi\u00e7imde:<\/p>\n<p><strong>Kredi \u00d6l\u00e7\u00fcs\u00fc: <\/strong>250.000 TL<br \/><strong>Faiz Oran\u0131:<\/strong> %3,45<br \/><strong>Ayl\u0131k Taksit: <\/strong>17.221 TL<br \/><strong>Toplam Geri \u00d6deme:<\/strong> 414.378 TL<\/p>\n<p><strong>36 Ay Vadede Faiz Oran\u0131: %3,45<\/strong><\/p>\n<p>36 ay vadeli ta\u015f\u0131t kredisi i\u00e7in de en d\u00fc\u015f\u00fck faiz oran\u0131 Akbank taraf\u0131ndan sunuluyor. 250 bin TL kredi ile yap\u0131lacak geri \u00f6deme plan\u0131:<\/p>\n<p><strong>Kredi \u00d6l\u00e7\u00fcs\u00fc:<\/strong> 250.000 TL<br \/><strong>Faiz Oran\u0131:<\/strong> %3,45<br \/><strong>Ayl\u0131k Taksit: <\/strong>14.123 TL<br \/><strong>Toplam Geri \u00d6deme:<\/strong> 510.008 TL<\/p>\n<p><strong>48 Ay Vadede En D\u00fc\u015f\u00fck Faiz Oran\u0131: %3,45<\/strong><\/p>\n<p>Son olarak, 48 ay vadeli ta\u015f\u0131t kredileri i\u00e7in de en d\u00fc\u015f\u00fck faiz oran\u0131 tekrar %3,45. 250 bin TL krediyle 48 ay vadede yap\u0131lacak \u00f6deme plan\u0131 \u015f\u00f6yle:<\/p>\n<p><strong>Kredi \u00d6l\u00e7\u00fcs\u00fc:<\/strong> 250.000 TL<br \/><strong>Faiz Oran\u0131:<\/strong> %3,45<br \/><strong>Ayl\u0131k Taksit:<\/strong> 12.767 TL<br \/><strong>Toplam Geri \u00d6deme:<\/strong> 614.373 TL<\/p>\n<p><b>OCAK 2025 SATI\u015eLARI D\u00dc\u015e\u00dc\u015e G\u00d6STERD\u0130 <\/b><\/p>\n<p>T\u00fcrkiye Gazetesin&#8217;de yer alan habere nazaran, Otomotiv kesiminde Ocak 2025&#8217;te sat\u0131\u015flar geriledi. Otomotiv Distrib\u00fct\u00f6rleri ve Mobilite Derne\u011fi taraf\u0131ndan a\u00e7\u0131klanan bilgilere nazaran, araba sat\u0131\u015flar\u0131 ge\u00e7en y\u0131l\u0131n t\u0131pk\u0131 ay\u0131na nazaran %12,6 azalarak 55 bin 944 adede d\u00fc\u015ft\u00fc. SUV modelleri, %57,40 hisse ve 32 bin 136 sat\u0131\u015fla en \u00e7ok tercih edilen ara\u00e7 tipi olurken, pazar\u0131n %82,3&#8217;\u00fcn\u00fc d\u00fc\u015f\u00fck vergi oranlar\u0131na sahip A, B ve C segmentindeki ara\u00e7lar olu\u015fturdu.<\/p>\n<p><b>TA\u015eIT KRED\u0130S\u0130 HACM\u0130 D\u00dc\u015e\u00dc\u015eTE <\/b><\/p>\n<p>BDDK datalar\u0131na nazaran ta\u015f\u0131t kredisi hacminde de bir azalma ya\u015fan\u0131yor. 2024 y\u0131l\u0131 Aral\u0131k ay\u0131nda 75,56 milyar TL olan ta\u015f\u0131t kredisi hacmi, 2025 y\u0131l\u0131n\u0131n Ocak ay\u0131nda 71,26 milyar TL&#8217;ye geriledi. Kesim temsilcileri, ta\u015f\u0131t kredisi hacmindeki bu d\u00fc\u015f\u00fc\u015f\u00fcn, faiz oranlar\u0131ndaki indirimler ve gereksinim kredilerinin dayana\u011f\u0131 ile birlikte daha da azalabilece\u011fini belirtiyor.<\/p>\n<p>Otomobil almak isteyenler i\u00e7in faiz oranlar\u0131ndaki d\u00fc\u015f\u00fc\u015f, uygun \u00f6deme planlar\u0131 sunuyor. Fakat otomotiv sat\u0131\u015flar\u0131 ve ta\u015f\u0131t kredisi hacmindeki gerileme, pazar\u0131n darald\u0131\u011f\u0131n\u0131 g\u00f6steriyor. Faiz oranlar\u0131ndaki geli\u015fmeleri takip ederek, en uygun ta\u015f\u0131t kredisi se\u00e7ene\u011fini k\u0131ymetlendirmek, araba almak isteyenler i\u00e7in k\u0131ymetli bir ad\u0131m.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Merkez Bankas\u0131&#8217;n\u0131n faiz indirimlerinin akabinde araba almak isteyenler i\u00e7in &#8220;en ucuz ta\u015f\u0131t kredisi&#8221; aray\u0131\u015flar\u0131 s\u00fcrat kazand\u0131. Bankalar taraf\u0131ndan sunulan ta\u015f\u0131t kredisi oranlar\u0131nda son devirde dikkat \u00e7eken bir d\u00fc\u015f\u00fc\u015f ya\u015fan\u0131yor. 5 \u015eubat 2025 prestijiyle, 12 ay vadeli kredilerde %3,59 \u00fczere cazip oranlar sunulurken, 24-48 ay vadelerde bu oranlar %3,45&#8217;e kadar inmi\u015f durumda. \u0130\u015fte en d\u00fc\u015f\u00fck ta\u015f\u0131t kredisi oranlar\u0131n\u0131 ve geri \u00f6deme tablolar\u0131&#8230;<\/p>\n","protected":false},"author":1,"featured_media":28401,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28],"tags":[4907,2136,315,1945,2124],"class_list":["post-28400","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-otomobil","tag-4907","tag-geri-odeme","tag-kredi","tag-oranla","tag-satisla"],"_links":{"self":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/28400","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/comments?post=28400"}],"version-history":[{"count":1,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/28400\/revisions"}],"predecessor-version":[{"id":28402,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/28400\/revisions\/28402"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/media\/28401"}],"wp:attachment":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/media?parent=28400"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/categories?post=28400"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/tags?post=28400"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}