Fed’den yap\u0131lan a\u00e7\u0131klamada, bu y\u0131l 22 b\u00fcy\u00fck bankan\u0131n gerilim testine tabi tutulaca\u011f\u0131 bilgisi verilerek, bu bankalar\u0131n ticari ve konut gayrimenkul ile kurumsal bor\u00e7 piyasalar\u0131nda artan gerilimle birlikte \u00f6nemli bir global resesyona kar\u015f\u0131 test edilece\u011fi belirtildi.<\/p>\n
A\u00e7\u0131klamada, gerilim testleriyle varsay\u0131msal resesyon senaryolar\u0131 alt\u0131nda bankalar\u0131n dayan\u0131kl\u0131l\u0131\u011f\u0131n\u0131n de\u011ferlendirilece\u011fi kaydedilerek, kelam konusu senaryolar\u0131n ekonomik varsay\u0131mlar olmad\u0131\u011f\u0131 vurguland\u0131.<\/p>\n
Bu y\u0131lki senaryoda, ABD’de i\u015fsizlik oran\u0131n\u0131n 5,9 puan art\u0131\u015fla y\u00fczde 10’luk doru\u011fa ula\u015ft\u0131\u011f\u0131 belirtilen a\u00e7\u0131klamada, i\u015fsizlik oran\u0131ndaki art\u0131\u015fa, \u00f6nemli piyasa oynakl\u0131\u011f\u0131, \u015firket tahvili marjlar\u0131nda k\u0131ymetli \u00f6l\u00e7\u00fcde geni\u015fleme ile konut fiyatlar\u0131nda yakla\u015f\u0131k y\u00fczde 33 ve ticari gayrimenkul fiyatlar\u0131nda y\u00fczde 30 d\u00fc\u015f\u00fc\u015f olmak \u00fczere varl\u0131k fiyatlar\u0131nda \u00e7\u00f6k\u00fc\u015f\u00fcn e\u015flik etti\u011fi kaydedildi.<\/p>\n
A\u00e7\u0131klamada,\u200b\u200b\u200b\u200b\u200b\u200b\u200b b\u00fcy\u00fck al\u0131m sat\u0131m s\u00fcre\u00e7lerine sahip bankalar\u0131n, varsay\u0131msal senaryoya ek olarak global piyasa \u015foku bile\u015fenine kar\u015f\u0131 test edilece\u011fine i\u015faret edildi.<\/p>\n
Stres testi sonu\u00e7lar\u0131n\u0131n oynakl\u0131\u011f\u0131n\u0131 azaltmak ve 2025 gerilim testinde model \u015feffafl\u0131\u011f\u0131n\u0131 g\u00fczelle\u015ftirmeye ba\u015flamak i\u00e7in ad\u0131mlar at\u0131lmas\u0131n\u0131n planland\u0131\u011f\u0131 aktar\u0131lan a\u00e7\u0131klamada, bu y\u0131l gerilim testindeki kapsaml\u0131 de\u011fi\u015fiklikler hakk\u0131nda kamuoyu yorum s\u00fcrecinin ba\u015flat\u0131laca\u011f\u0131 bildirildi.<\/p>\n","protected":false},"excerpt":{"rendered":"
ABD Merkez Bankas\u0131 (Fed), bankalar\u0131n \u00f6nemli resesyonda bile hanehalklar\u0131 ve i\u015fletmelere bor\u00e7 verebilmelerini sa\u011flamaya yard\u0131mc\u0131 olacak 2025 gerilim testi senaryolar\u0131n\u0131 yay\u0131mlad\u0131.<\/p>\n","protected":false},"author":1,"featured_media":29208,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[978,3277,2604],"class_list":["post-29207","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-aciklamada","tag-stres","tag-test"],"_links":{"self":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/29207","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/comments?post=29207"}],"version-history":[{"count":1,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/29207\/revisions"}],"predecessor-version":[{"id":29209,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/29207\/revisions\/29209"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/media\/29208"}],"wp:attachment":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/media?parent=29207"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/categories?post=29207"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/tags?post=29207"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}