{"id":49598,"date":"2025-06-22T10:00:09","date_gmt":"2025-06-22T10:00:09","guid":{"rendered":"https:\/\/ikimisli.tr\/?p=49598"},"modified":"2025-06-22T10:00:09","modified_gmt":"2025-06-22T10:00:09","slug":"kredi-kullanacaklar-dikkat-vade-sayilari-degisti-kaca-bolunebilecek","status":"publish","type":"post","link":"https:\/\/ikimisli.tr\/index.php\/2025\/06\/22\/kredi-kullanacaklar-dikkat-vade-sayilari-degisti-kaca-bolunebilecek\/","title":{"rendered":"Kredi kullanacaklar dikkat! Vade say\u0131lar\u0131 de\u011fi\u015fti, ka\u00e7a b\u00f6l\u00fcnebilecek?"},"content":{"rendered":"<p>Ekonomide kredi kullan\u0131m\u0131n\u0131 d\u00fczenleyen BDDK, t\u00fcketici kredilerine ait yeni bir karar ald\u0131. Yap\u0131lan de\u011fi\u015fiklikle birlikte kredi \u00e7eken vatanda\u015flar, bor\u00e7lar\u0131n\u0131 daha uzun vadede \u00f6deme imkan\u0131na kavu\u015facak. 2025 y\u0131l\u0131 prestijiyle y\u00fcr\u00fcrl\u00fc\u011fe giren yeni d\u00fczenlemeyle kredi vadeleri art\u0131r\u0131l\u0131rken, kredi fiyat\u0131na nazaran farkl\u0131 vade m\u00fcddetleri belirlendi.<\/p>\n<p><b>KRED\u0130 VADELER\u0130 KA\u00c7 AY OLDU?<\/b><\/p>\n<p>BDDK, finansal istikrar\u0131 muhafaza maksad\u0131yla t\u00fcketici kredilerinde yeni vade d\u00fczenlemelerine gitti. Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurulu\u2019nun 13 \u015eubat 2025 tarihli karar\u0131na nazaran kredi vadeleri \u015fu formda g\u00fcncellendi:<\/p>\n<ul>\n<li>125 bin TL ve alt\u0131ndaki krediler i\u00e7in 36 ay vade,<\/li>\n<li>125 bin TL \u2013 250 bin TL ortas\u0131ndaki krediler i\u00e7in 24 ay vade,<\/li>\n<li>250 bin TL \u00fczerindeki krediler i\u00e7in 12 ay vade uygulanacak.<\/li>\n<\/ul>\n<p><b>\u00d6NCEDEN VADE SAYISI KA\u00c7TI?<\/b><\/p>\n<p>\u00d6nceki d\u00fczenlemede 50 bin TL&#8217;ye kadar olan krediler i\u00e7in 36 ay, 50 bin TL \u00fczerindeki krediler i\u00e7in 24 ay ve 100 bin TL \u00fczeri krediler i\u00e7in ise 12 ay vade sonu bulunuyordu.<\/p>\n<p>Yeni d\u00fczenleme ile kredi \u00fcst limitleri art\u0131r\u0131larak, vatanda\u015flar\u0131n kredi geri \u00f6demelerinde daha uzun vadeye yay\u0131lm\u0131\u015f bir sistem olu\u015fturulmas\u0131 hedefleniyor. Bu de\u011fi\u015fikli\u011fin, bilhassa y\u00fcksek enflasyon ve kredi faiz oranlar\u0131n\u0131n artt\u0131\u011f\u0131 bir periyotta vatanda\u015flara bir nebze de olsa nefes ald\u0131rmas\u0131 bekleniyor.<\/p>\n<p>T\u00fcketici kredilerindeki bu de\u011fi\u015fiklik 2025 y\u0131l\u0131 prestijiyle resmen y\u00fcr\u00fcrl\u00fc\u011fe girerken, vatanda\u015flar yeni vade m\u00fchletleri hakk\u0131nda bankalar\u0131ndan ayr\u0131nt\u0131l\u0131 bilgi alabilecek.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK), kredi vadelerinde k\u0131ymetli bir de\u011fi\u015fikli\u011fe gitti. Yeni d\u00fczenlemeye nazaran t\u00fcketici kredilerinde vade m\u00fcddetleri art\u0131r\u0131ld\u0131. Pekala, krediler ka\u00e7 aya kadar vadelendirilebilecek? \u0130\u015fte ayr\u0131nt\u0131lar&#8230;<\/p>\n","protected":false},"author":1,"featured_media":49599,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[412,740,315,2317],"class_list":["post-49598","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bin-tl","tag-duzenleme","tag-kredi","tag-vade"],"_links":{"self":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/49598","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/comments?post=49598"}],"version-history":[{"count":1,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/49598\/revisions"}],"predecessor-version":[{"id":49600,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/49598\/revisions\/49600"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/media\/49599"}],"wp:attachment":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/media?parent=49598"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/categories?post=49598"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/tags?post=49598"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}