Yurt i\u00e7i piyasalarda g\u00f6zler, Merkez Bankas\u0131’n\u0131n alaca\u011f\u0131 faiz karar\u0131n\u0131 kilitlendi. Bug\u00fcn saat 14:00’te a\u00e7\u0131klanacak karar, bankalar\u0131n ve yat\u0131r\u0131mc\u0131lar\u0131n hareketlerini belirleyecek.\u00a0<\/p>\n
Faiz indirimi olaca\u011f\u0131na dair g\u00fc\u00e7l\u00fc bir beklenti bulunuyor ve bu durum, mevduat faiz oranlar\u0131n\u0131n d\u00fc\u015fmesiyle birlikte yat\u0131r\u0131mc\u0131lar\u0131 da etkileyecek. Merkez Bankas\u0131’n\u0131n karar\u0131 \u00f6ncesi piyasalar, geli\u015fmeleri yak\u0131ndan takip ediyor.\u00a0<\/p>\n
MEVDUAT FA\u0130Z ORANLARINDA D\u00dc\u015e\u00dc\u015e<\/b><\/p>\n
Merkez Bankas\u0131’n\u0131n faiz indirimine gitmesiyle birlikte, bankalarda sunulan mevduat faiz oranlar\u0131 da d\u00fc\u015f\u00fc\u015f g\u00f6stermeye ba\u015flad\u0131. 2023 y\u0131l\u0131n\u0131n sonlar\u0131na yanl\u0131\u015fs\u0131z y\u00fczde 59,44 d\u00fczeyinde olan mevduat faiz oranlar\u0131, 21 \u015eubat prestijiyle y\u00fczde 48,5’e kadar geriledi. Bu geli\u015fme, mevduat yat\u0131r\u0131mc\u0131lar\u0131n\u0131 faiz oranlar\u0131n\u0131n gelece\u011fi seviyeyi daha dikkatli bir formda takip etmeye y\u00f6nlendiriyor.<\/p>\n
FA\u0130Z KARARININ AKAB\u0130NDE STOPAJ ORANLARINDA DE\u011e\u0130\u015e\u0130KL\u0130K\u00a0<\/b><\/p>\n
Merkez Bankas\u0131’n\u0131n faiz karar\u0131na paralel olarak, mevduatlarda stopaj oranlar\u0131nda da art\u0131\u015f ya\u015fand\u0131. 6 aya kadar olan vadelerde stopaj oran\u0131 y\u00fczde 10’dan y\u00fczde 15’e, 1 y\u0131la kadar olan vadelerde ise y\u00fczde 7,5’ten y\u00fczde 12’ye y\u00fckseldi.<\/p>\n
1 y\u0131ldan uzun vadeli mevduatlar i\u00e7in ise stopaj oran\u0131 y\u00fczde 5’ten y\u00fczde 10’a \u00e7\u0131kar\u0131ld\u0131. Bu de\u011fi\u015fiklik, yat\u0131r\u0131mc\u0131lar\u0131n net faiz getirilerini etkileyebilir.<\/p>\n
BANKALARIN MEVDUAT FA\u0130Z GET\u0130R\u0130LER\u0130\u00a0<\/b><\/p>\n
Merkez Bankas\u0131’n\u0131n faiz indirimi beklentisiyle, bankalar ortas\u0131nda faiz oranlar\u0131nda da farkl\u0131l\u0131klar g\u00f6r\u00fcl\u00fcyor.\u00a0
\u0130\u015fte birtak\u0131m bankalar\u0131n 1 milyon TL \u00a032 g\u00fcnl\u00fck mevduat faiz getirileri:<\/p>\n
Yap\u0131 Kredi, Halkbank, ICBC Bank: <\/strong>Y\u00fczde 39 faiz oran\u0131 ile 1 milyon TL’ye 29 bin 63 TL faiz getirisi sa\u011fl\u0131yor.<\/p>\n Ziraat Bankas\u0131:<\/strong> Y\u00fczde 40 faiz oran\u0131 ile 1 milyon TL’ye 29 bin 808 TL faiz getirisi sa\u011fl\u0131yor.<\/p>\n Enpara:<\/strong> Y\u00fczde 41 faiz oran\u0131 ile 1 milyon TL’ye 30 bin 553 TL faiz getirisi sa\u011fl\u0131yor.<\/p>\n Vak\u0131fbank:<\/strong> Y\u00fczde 44 faiz oran\u0131 ile 1 milyon TL’ye 32 bin 789 TL faiz getirisi sa\u011fl\u0131yor.<\/p>\n Akbank:<\/strong> Y\u00fczde 44,5 faiz oran\u0131 ile 1 milyon TL’ye 33 bin 162 TL faiz getirisi sa\u011fl\u0131yor.<\/p>\n \u0130\u015f Bankas\u0131: <\/strong>Y\u00fczde 36 faiz oran\u0131 ile 1 milyon TL’ye 26 bin 827 TL faiz getirisi sa\u011fl\u0131yor.<\/p>\n Bu oranlar, yat\u0131r\u0131mc\u0131lar i\u00e7in k\u0131ymetli bir karar verme evresine gelindi\u011fini g\u00f6steriyor. Mevduat sahipleri, Merkez Bankas\u0131’n\u0131n a\u00e7\u0131klayaca\u011f\u0131 faiz karar\u0131n\u0131 dikkatle izlemeye devam ediyor.<\/p>\n","protected":false},"excerpt":{"rendered":" Merkez Bankas\u0131’n\u0131n bug\u00fcn alaca\u011f\u0131 faiz karar\u0131, piyasalar\u0131 heyecanland\u0131rd\u0131. Faiz indirimi beklentisi i\u00e7ine giren bankalar harekete ge\u00e7erken, mevduat faizleri de gerilemeye ba\u015flad\u0131. Yat\u0131r\u0131mc\u0131lar ve bankada paras\u0131 olanlar, bug\u00fcn a\u00e7\u0131klanacak olan karar\u0131 d\u00f6rt g\u00f6zle bekliyor.<\/p>\n","protected":false},"author":1,"featured_media":53659,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[1028,176,1763,1573,5105],"class_list":["post-53658","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bankalar","tag-faiz","tag-faiz-orani","tag-oranlari","tag-yatirimcilar"],"_links":{"self":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/53658","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/comments?post=53658"}],"version-history":[{"count":1,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/53658\/revisions"}],"predecessor-version":[{"id":53660,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/53658\/revisions\/53660"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/media\/53659"}],"wp:attachment":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/media?parent=53658"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/categories?post=53658"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/tags?post=53658"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}