Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu\u2019nun (BDDK) yay\u0131mlad\u0131\u011f\u0131 son rapora nazaran, 29 A\u011fustos ile biten haftada t\u00fcketici kredilerinin toplam hacmi 2 trilyon 505 milyar 911 milyon TL\u2019ye ula\u015ft\u0131. B\u00f6ylelikle haftal\u0131k bazda yakla\u015f\u0131k 31 milyar TL\u2019lik art\u0131\u015f kaydedildi.<\/p>\n
KRED\u0130 T\u0130PLER\u0130NE BAKILDI\u011eINDA:<\/b><\/p>\n
-\u0130htiya\u00e7 kredileri 1 trilyon 843 milyar TL\u2019yi a\u015farak en b\u00fcy\u00fck hissesi ald\u0131.<\/strong><\/p>\n -Konut kredileri 608 milyar 841 milyon TL\u2019ye \u00e7\u0131kt\u0131.<\/strong><\/p>\n -Ta\u015f\u0131t kredileri ise 53 milyar 551 milyon TL d\u00fczeyine geriledi.<\/strong><\/p>\n EN UYGUN KONUT KRED\u0130LER\u0130<\/b><\/p>\n Bankalar\u0131n akt\u00fcel konut kredisi faiz oranlar\u0131nda en d\u00fc\u015f\u00fck se\u00e7enekler \u015f\u00f6yle s\u0131raland\u0131:<\/p>\n -Ziraat Bankas\u0131: <\/strong>%2,69<\/p>\n -Kuveyt T\u00fcrk: <\/strong>%2,77 (k\u00e2r pay\u0131)<\/p>\n -Halkbank:<\/strong> %2,79<\/p>\n -Vak\u0131fbank:<\/strong> %2,79<\/p>\n 1,5 M\u0130LYON TL KONUT KRED\u0130S\u0130- 8 YIL VADE <\/b><\/p>\n Faiz oran\u0131:<\/strong> %2,69<\/p>\n Vade:<\/strong> 96 ay<\/p>\n Ayl\u0131k taksit:<\/strong> 43.774 TL<\/p>\n Toplam geri \u00f6deme:<\/strong> 4.202.288 TL<\/p>\n EN UYGUN TA\u015eIT KRED\u0130LER\u0130<\/b><\/p>\n Ta\u015f\u0131t kredilerinde 24 ay vadeli en d\u00fc\u015f\u00fck oranlar ise \u015fu bi\u00e7imde:<\/p>\n -Kuveyt T\u00fcrk:<\/strong> %2,98 (k\u00e2r pay\u0131)<\/p>\n -Akbank: <\/strong>%3,19<\/p>\n -Garanti BBVA:<\/strong> %3,29<\/p>\n -TEB:<\/strong> %3,49<\/p>\n 250 B\u0130N TL TA\u015eIT KRED\u0130S\u0130 – 2 YIL VADE<\/b><\/p>\n Faiz oran\u0131:<\/strong> %2,98<\/p>\n Vade: <\/strong>24 ay<\/p>\n Ayl\u0131k taksit: <\/strong>16.186 TL<\/p>\n Toplam geri \u00f6deme: <\/strong>389.898 TL<\/p>\n EN UYGUN MUHTA\u00c7LIK KRED\u0130LER\u0130<\/b><\/p>\n Bankalar\u0131n sundu\u011fu muhta\u00e7l\u0131k kredilerinde en d\u00fc\u015f\u00fck faiz oranlar\u0131:<\/p>\n -TEB:<\/strong> %3,39<\/p>\n -Alternatif Bank:<\/strong> %3,39<\/p>\n -INB Bank: <\/strong>%3,59<\/p>\n -QNB:<\/strong> %3,59<\/p>\n 100 B\u0130N TL GEREKS\u0130N\u0130M KRED\u0130S\u0130 – 1 YIL VADE <\/b><\/p>\n Faiz oran\u0131: <\/strong>%3,39<\/p>\n Vade: <\/strong>12 ay<\/p>\n Ayl\u0131k taksit:<\/strong> 10.908 TL<\/p>\n Toplam geri \u00f6deme: <\/strong>131.475 TL<\/p>\n FA\u0130Z KARARI \u00d6NCES\u0130 KRED\u0130 TABLOSU NETLE\u015eT\u0130 <\/b><\/p>\n T\u00fcrkiye Gazetesi’nde yer alan habere nazaran, t\u00fcketici kredilerinde son haftalarda ya\u015fanan s\u00fcratli y\u00fckseli\u015f, TCMB\u2019nin 11 Eyl\u00fcl\u2019de a\u00e7\u0131klayaca\u011f\u0131 faiz karar\u0131 \u00f6ncesinde dikkat \u00e7ekiyor. Bankalar farkl\u0131 kredi cinslerinde de\u011fi\u015fen oranlarla finansman sunarken, en uygun oranlar\u0131n bile ayl\u0131k \u00f6deme fiyatlar\u0131n\u0131n epey y\u00fcksek d\u00fczeylere \u00e7\u0131kt\u0131\u011f\u0131 g\u00f6r\u00fcl\u00fcyor.<\/p>\n K\u0131sacas\u0131, kredi kullanmay\u0131 d\u00fc\u015f\u00fcnenlerin hem akt\u00fcel faiz oranlar\u0131n\u0131 hem de toplam geri \u00f6deme tablolar\u0131n\u0131 dikkatle incelemeleri b\u00fcy\u00fck de\u011fer ta\u015f\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":" BDDK datalar\u0131na nazaran t\u00fcketici kredilerinin toplam hacmi 31 milyar TL artarak 2 trilyon 506 milyar TL\u2019ye yakla\u015ft\u0131. TCMB\u2019nin 11 Eyl\u00fcl\u2019de a\u00e7\u0131klayaca\u011f\u0131 kritik faiz karar\u0131 \u00f6ncesinde bankalar\u0131n sundu\u011fu en d\u00fc\u015f\u00fck konut, muhta\u00e7l\u0131k ve ta\u015f\u0131t kredisi oranlar\u0131 ile akt\u00fcel geri \u00f6deme tablolar\u0131 a\u00e7\u0131kland\u0131.<\/p>\n","protected":false},"author":1,"featured_media":77927,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[176,315,94,7581,2317],"class_list":["post-77926","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-faiz","tag-kredi","tag-odeme","tag-oranlar","tag-vade"],"_links":{"self":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/77926","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/comments?post=77926"}],"version-history":[{"count":1,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/77926\/revisions"}],"predecessor-version":[{"id":77928,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/77926\/revisions\/77928"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/media\/77927"}],"wp:attachment":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/media?parent=77926"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/categories?post=77926"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/tags?post=77926"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}