{"id":80651,"date":"2025-09-21T09:43:39","date_gmt":"2025-09-21T09:43:39","guid":{"rendered":"https:\/\/ikimisli.tr\/?p=80651"},"modified":"2025-09-21T09:43:39","modified_gmt":"2025-09-21T09:43:39","slug":"iste-konut-ihtiyac-ve-tasit-kredisinde-en-dusuk-faiz-oranlari","status":"publish","type":"post","link":"https:\/\/ikimisli.tr\/index.php\/2025\/09\/21\/iste-konut-ihtiyac-ve-tasit-kredisinde-en-dusuk-faiz-oranlari\/","title":{"rendered":"\u0130\u015fte konut, ihtiya\u00e7 ve ta\u015f\u0131t kredisinde en d\u00fc\u015f\u00fck faiz oranlar\u0131"},"content":{"rendered":"<p>Merkez Bankas\u0131&#8217;n\u0131n faiz indiriminin akabinde kredi oranlar\u0131nda da d\u00fc\u015f\u00fc\u015fler ba\u015flad\u0131. Kredi hacminde dikkat \u00e7eken y\u00fckseli\u015fler ya\u015fan\u0131yor. Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) taraf\u0131ndan a\u00e7\u0131klanan son bilgilere nazaran ge\u00e7en hafta toplam kredi hacmi 2 trilyon 548 milyar TL oldu. Bu say\u0131, bir evvelki hafta 2 trilyon 517 milyar TL seviyesinde bulunuyordu.<\/p>\n<p>B\u00f6ylece kelam konusu bir haftal\u0131k s\u00fcre\u00e7te toplam kredi hacminde 31 milyar liral\u0131k bir art\u0131\u015f ya\u015fand\u0131.<\/p>\n<p>Bu ortada kredi hacmi i\u00e7inde toplam kredilerin 1 trilyon 880 milyar liras\u0131n\u0131 muhta\u00e7l\u0131k kredileri olu\u015ftururken, konut kredileri 616 milyar TL ve ta\u015f\u0131t kredileri de 52 milyar TL oldu.<\/p>\n<p><b>\u0130\u015eTE EN UCUZ KONUT KRED\u0130S\u0130 VEREN BANKALAR<\/b><\/p>\n<p>T\u00fcrkiye Gazetesi&#8217;nde yer alan habere nazaran bu hafta bankalarca sunulan en ucuz konut kredileri \u015f\u00f6yle:<\/p>\n<p><strong>* Ziraat Bankas\u0131: <\/strong>%2,69<\/p>\n<p><strong>* Akbank: <\/strong>%2,69<\/p>\n<p><strong>* Kuveyt T\u00fcrk: <\/strong>%2,69<\/p>\n<p><strong>* Halkbank: <\/strong>%2,70<\/p>\n<p><strong>* \u0130\u015f Bankas\u0131:<\/strong> %2,79<\/p>\n<p><b>1,5 M\u0130LYONUN GER\u0130 \u00d6DEMES\u0130 NE KADAR OLDU?<\/b><\/p>\n<p>Konutta en d\u00fc\u015f\u00fck oran dikkate al\u0131nd\u0131\u011f\u0131nda 1,5 milyon TL\u2019nin \u015fimdiki ayl\u0131k ve toplam geri \u00f6deme tablosu \u015f\u00f6yle:<\/p>\n<p><strong>* Kredi Fiyat\u0131: <\/strong>1,5 milyon TL<br \/><strong>* Kredi Oran\u0131:<\/strong> %2,69<br \/><strong>* Kredi Vadesi:<\/strong> 120 ay<br \/><strong>* Ayl\u0131k taksit:<\/strong> 42 bin 91 TL<br \/><strong>* Toplam geri \u00f6deme:<\/strong> 5 milyon 50 bin 926 TL<\/p>\n<p><b>\u0130\u015eTE EN UCUZ TA\u015eIT KRED\u0130S\u0130 VEREN BANKALAR<\/b><\/p>\n<p><strong>Bu hafta bankalarca sunulan 2 y\u0131l vadeli en ucuz ta\u015f\u0131t kredileri \u015f\u00f6yle:<\/strong><\/p>\n<p><strong>* D\u00fcnya \u0130\u015ftirak:<\/strong> %2,94<\/p>\n<p><strong>* Kuveyt T\u00fcrk:<\/strong> %2,98<\/p>\n<p><strong>* Garanti BBVA:<\/strong> %3,15<\/p>\n<p><strong>* Vak\u0131f \u0130\u015ftirak: <\/strong>%3,15<\/p>\n<p><strong>* Akbank:<\/strong> %3,19<\/p>\n<p><b>300 B\u0130N TL\u2019N\u0130N GER\u0130 \u00d6DEMES\u0130<\/b><\/p>\n<p>Ta\u015f\u0131t kredisinde en d\u00fc\u015f\u00fck oran dikkate al\u0131nd\u0131\u011f\u0131nda 2 y\u0131l vadede 300 bin TL\u2019nin \u015fimdiki geri \u00f6deme tablosu \u015f\u00f6yle:<\/p>\n<p><strong>* Kredi Fiyat\u0131:<\/strong> 300 bin TL<br \/><strong>* Kredi Oran\u0131:<\/strong> %2,94<br \/><strong>* Kredi Vadesi: <\/strong>24 ay<br \/><strong>* Ayl\u0131k taksit:<\/strong> 19 bin 319 TL<br \/><strong>* Toplam geri \u00f6deme:<\/strong> 463 bin 659 TL<\/p>\n<p><b>EN UCUZ GEREKS\u0130N\u0130M KRED\u0130S\u0130 VEREN BANKALAR HANG\u0130LER\u0130?<\/b><\/p>\n<p>Bu hafta bankalarca sunulan 1 y\u0131l vadeli en ucuz muhta\u00e7l\u0131k kredileri ise \u015f\u00f6yle:<\/p>\n<p><strong>* ON Dijital: <\/strong>%3,29<\/p>\n<p><strong>* TEB:<\/strong> %3,39<\/p>\n<p><strong>* Alternatif Bank: <\/strong>%3,39<\/p>\n<p><strong>* QNB: <\/strong>%3,59<\/p>\n<p><b>125 B\u0130N TL\u2019N\u0130N GER\u0130 \u00d6DEMES\u0130<\/b><\/p>\n<p>\u0130htiya\u00e7 kredisi faizinde en d\u00fc\u015f\u00fck oran dikkate al\u0131nd\u0131\u011f\u0131nda 1 y\u0131lda 125 bin TL\u2019nin \u015fimdiki geri \u00f6demesi \u015f\u00f6yle:<\/p>\n<p><strong>* Kredi Fiyat\u0131:<\/strong> 125 bin TL<br \/><strong>* Kredi Vadesi:<\/strong> 12 ay<br \/><strong>* Kredi Oran\u0131:<\/strong> %3,29<br \/><strong>* Ayl\u0131k Taksit: <\/strong>13 bin 534 TL<br \/><strong>* Toplam Geri \u00d6deme: <\/strong>162 bin 408 TL<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Faiz indiriminin akabinde bankalarda konut, ta\u015f\u0131t ve gereksinim kredilerinde d\u00fc\u015f\u00fck oranlar dikkat \u00e7ekiyor. \u0130\u015fte 1,5 milyon TL konut, 300 bin TL ta\u015f\u0131t ve 125 bin TL gereksinim kredisi i\u00e7in akt\u00fcel geri \u00f6deme tablolar\u0131.<\/p>\n","protected":false},"author":1,"featured_media":80652,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[1028,2136,315,562,250],"class_list":["post-80651","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bankalar","tag-geri-odeme","tag-kredi","tag-milyar","tag-oran"],"_links":{"self":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/80651","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/comments?post=80651"}],"version-history":[{"count":1,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/80651\/revisions"}],"predecessor-version":[{"id":80653,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/80651\/revisions\/80653"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/media\/80652"}],"wp:attachment":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/media?parent=80651"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/categories?post=80651"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/tags?post=80651"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}