Ekonomipolitikalar\u0131n\u0131n akabinde mesken fiyatlar\u0131n\u0131n geldi\u011fi noktaya ra\u011fmen, eriyen fiyatlar, konut kredi faiz oranlar\u0131 ve kredi s\u0131n\u0131rlamas\u0131 ile birle\u015fince orta gelirlinin mesken sahibi olma umudu \u00f6teki bahara kald\u0131. B\u00f6ylelikle konut sat\u0131\u015flar\u0131nda yat\u0131r\u0131mc\u0131n\u0131n devreye girdi\u011fi 2025\u2019te birinci mesken sahipli\u011fi meselesinin yeniden \u00e7\u00f6z\u00fclmedi\u011fi bir y\u0131l oldu. Dal temsilcileri l\u00fcks konut ve yat\u0131r\u0131m odakl\u0131 projelerde sat\u0131\u015flar\u0131n s\u00fcrd\u00fc\u011f\u00fcn\u00fc belirtirken, orta gelirli faiz oranlar\u0131n\u0131n d\u00fc\u015f\u00fcr\u00fclmesini ve al\u0131m f\u0131rsatlar\u0131n\u0131n devreye al\u0131nmas\u0131n\u0131 bekliyor. Anadolu Yakas\u0131 \u0130n\u015faat M\u00fcteahhitleri Derne\u011fi Ba\u015fkan\u0131 Hakan \u015ei\u015fik, \u201c2026\u2019n\u0131n birinci \u00e7eyre\u011finden umutluyduk. Fakat \u0130BB olaylar\u0131, belediyelerin de mali ezalar\u0131; bilhassa ruhsat, iskan s\u00fcre\u00e7lerinin uzamas\u0131na sebep oldu. Art\u0131k y\u0131l\u0131n birinci yar\u0131s\u0131ndan umutlu de\u011filiz. \u00dc\u00e7\u00fcnc\u00fc \u00e7eyrek \u00fczere toparlanma olursa, ikinci yar\u0131ya olumlu bakabiliriz\u201d diye konu\u015ftu.<\/p>\n
\u2018%2\u2019N\u0130N ALTINA \u0130NMEL\u0130\u2019<\/strong><\/p>\n \u201cBu enflasyonist durumdan \u00e7\u0131kmad\u0131\u011f\u0131m\u0131z s\u00fcrece, vatanda\u015f\u0131n gelir seviyesinin enflasyon ve art\u0131\u015flara oranla artmamas\u0131, maliyetlerin de y\u00fckselmesi ile konuta eri\u015fim k\u0131s\u0131tland\u0131\u201d tabirlerini kullanan \u015ei\u015fik, orta gelirlinin mesken sahibi olabilmesi i\u00e7in 2026\u2019da konut kredi faizlerinin y\u00fczde 2\u2019n\u0131n alt\u0131na d\u00fc\u015fmesi gerekti\u011fine i\u015faret etti. \u015ei\u015fik, \u201c\u00d6n\u00fcm\u00fczdeki s\u00fcreci g\u00f6remiyoruz, s\u0131k\u0131nt\u0131 bu. Bahis dolar\u0131n 50 lira olmas\u0131 de\u011fil\u201d diye konu\u015ftu.<\/p>\n \u0130n\u015faat\u00e7\u0131lar ve Gayrimenkul Geli\u015ftiricileri Derne\u011fi (\u0130NDER) Ba\u015fkan\u0131 Engin Ke\u00e7eli de \u201c2025\u2019in \u00e7ok daha g\u00fczel ge\u00e7mesini umuyorduk lakin y\u0131l\u0131 ba\u015flad\u0131\u011f\u0131m\u0131z \u00fczere bitiremedik. \u0130\u00e7 siyaset, yurt d\u0131\u015f\u0131ndaki geli\u015fmeler bizi etkiledi. 2026\u2019n\u0131n g\u00fczel ge\u00e7mesi i\u00e7in mevduat faizleri d\u00fc\u015fmeli. Mevduat\u0131 yenemiyoruz, bir de alt\u0131n var\u201d dedi.<\/p>\n \u2018Mevduat faizi d\u00fc\u015fmeli\u2019<\/span><\/b><\/p>\n \u201cKrediye ula\u015f\u0131mda, faiz oranlar\u0131n\u0131 konu\u015fuyoruz lakin \u0130stanbul\u2019da anlat\u0131lan krediler o kadar d\u00fc\u015f\u00fck ki bununla bir meskenin odas\u0131 al\u0131n\u0131r\u201d a\u00e7\u0131klamas\u0131n\u0131 yapan Engin Ke\u00e7eli, \u201cPahal\u0131 konuta her vakit talep var. Kesim, orta gelirliyi kaybetti. Beyaz yakal\u0131n\u0131n mesken sahibi olma \u0131st\u0131rab\u0131 art\u0131k \u00e7ok b\u00fcy\u00fck. Onlar\u0131n geri gelmesi konut kredi faizlerinin d\u00fc\u015fmesi ve mebla\u011f\u0131n da y\u00fckselmesi laz\u0131m. Bug\u00fcn \u0130stanbul\u2019da en ucuz semtte bile 100 metrekare bir konutun fiyat\u0131 4 milyon lira. Banka ise 500 bin lira kredi veriyor. Bu t\u00fcrl\u00fc bir \u015fey olamaz\u201d dedi.<\/p>\n \u2018\u0130nce eleyip s\u0131k dokumam\u0131z \u015fart\u2019<\/span><\/b><\/p>\n \u201cEnflasyondaki beklentilerin ger\u00e7ekle\u015fmemesi bizi zorluyor. Faizler ger\u00e7ek manada yerini bulam\u0131yor. Enflasyon y\u00fczde 30\u2019sa faizlerin y\u00fczde 35-37 olmas\u0131 laz\u0131m\u201d s\u00f6zlerini kullanan Ke\u00e7eli, \u201cArt\u0131k b\u00f6l\u00fcmde istedi\u011finiz kadar proje yap\u0131n, as\u0131l de\u011ferli olan verimlilik, karl\u0131l\u0131k. Onun i\u00e7in \u00e7ok daha ince eleyip, s\u0131k dokumam\u0131z laz\u0131m proje yaparken. Art\u0131k eskisi \u00fczere de\u011fil, maliyetler \u00e7ok y\u00fcksek. 2026 s\u0131k\u0131nt\u0131 bir y\u0131l olacak. Ger\u00e7ek yerde, adreste, talebe nazaran proje yapanlar yeniden satar fakat \u00e7ok g\u00fczel planlama \u015fart\u201d dedi.<\/p>\n","protected":false},"excerpt":{"rendered":" Orta gelirli, 2025\u2019te de mesken al\u0131m\u0131nda frene bast\u0131. Uzmanlar 2026\u2019ya temkinli yakla\u015f\u0131rken, orta gelirlinin konut hayalinin ger\u00e7ekle\u015fmesi faize, kredi k\u0131s\u0131tlamas\u0131n\u0131n kald\u0131r\u0131lmas\u0131na ve eri\u015filebilir konut fiyat\u0131na kald\u0131.<\/p>\n","protected":false},"author":1,"featured_media":89971,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[176,47,769,315],"class_list":["post-89970","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-faiz","tag-gelir","tag-konut","tag-kredi"],"_links":{"self":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/89970","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/comments?post=89970"}],"version-history":[{"count":1,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/89970\/revisions"}],"predecessor-version":[{"id":89972,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/posts\/89970\/revisions\/89972"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/media\/89971"}],"wp:attachment":[{"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/media?parent=89970"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/categories?post=89970"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ikimisli.tr\/index.php\/wp-json\/wp\/v2\/tags?post=89970"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}